Tag Archives: murrieta bankruptcy attorney

It seems Bankruptcy Attorney Lorene Lynn Mies has Retired Medically

The Bankruptcy Minute A fine attorney and a nice person, Lorene Lynn Mies of the Bankruptcy Minute, has apparently medically retired. She was one of Murrieta’s finest bankruptcy attorneys and I hope she’ll be well and back to her old … Continue reading

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Attorney’s Fees in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy

Chapter 7 Chapter 7 is a short procedure.  Also called a straight bankruptcy, it lasts about 4 months.  You pay for it in advance to your attorney via cash, check or money order.  I no longer take checks. I’ve learned something: Every … Continue reading

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Bankruptcy and Income Taxes and Tax Liens

The California Board of Equalization and California Franchise Tax Board are a bunch of rats clamoring over a cadaver with very little meat left on it’s bones. If you ever make an offer to compromise a debt, never have the … Continue reading

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The Bankruptcy Minute

TheBankruptcyMinute.com I met a new client today for the first time who was single and made nearly $12,000 over the median income. After putting in all of the client’s weekly pay checks into the computer and doing the 8 page … Continue reading

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Bankruptcy Means Test Basics

Bankruptcy Means Test Basics _____________ Bankruptcy Means Test is the Chapter 7 Qualification Test. However, if you do not qualify for a 7, it is also used to determine the amount of your chapter 13 plan payment. Additionally, it determines … Continue reading

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Reaffirmation Agreements

A Reaffirmation Agreement is a new promissory note to keep paying on an old contract for the purchase of goods where the lender can repossess or foreclose the goods. Because you have signed a security agreement the lender has the right to repossess or foreclose if you do not pay for it. Continue reading

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Bankruptcy Attorney David Nelson

TEMECULA BANKRUPTCY ATTORNEY DAVID NELSON I have been a Bankruptcy Attorney since the very beginning. Having graduated in the top 15% of my class I passed bar the first time and in June of 1994 I opened my law office.  … Continue reading

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Chapter 13 2nd Mortgage Lien Stripping

Chapter 13 2nd Mortgage Lien Stripping You may be able to strip your 2nd mortgage or home equity line of credit, Heloc, off of your home in a Chapter 13.  Not only can you discharge the loan, or promissory note … Continue reading

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Debt Freedom and Retirement

Debt Freedom is Required for Retirement If you’re like most of us, you’re planning to retire on your 401k or other similar Retirement plan. And you’re wondering if Walmart and McDonalds will have too many “senior” team members when you … Continue reading

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Chapter 7 and Your 2nd Mortgage

Updated on June 13th, 2018. Refinancing Your Second Mortgage Yes, it may be an actual option. And as unlikely as it may seem or feel, if you have home equity now (at this writing in 2018) then a refinance may … Continue reading

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YOUR HOA MAY SUE YOU EVEN AFTER YOUR BANKRUPTCY

YOUR HOA MAY SUE YOU EVEN AFTER YOUR BANKRUPTCY: THE BANKRUPTCY CODE SPECIFICALLY ALLOWS IT!  The Rule is that you can eliminate your personal liability to pay your Home Owner’s Association up to the date that you file your case.  … Continue reading

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