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- Top 10 Things You Must Know About Your Chapter 13 Case with Judge Johnson
- Government Austerity Programs and Budget Cuts are ALREADY Coming
- How to Find Bankruptcy Attorney David Nelson’s Office
- There’s One Secret That Matters in Judgment Lien Avoidance
- America’s Funniest Chapter 13 and I Wish It Were On Video!
- Don’t Kiss Your Money Good-Bye!
- A Chapter 13 You Can Afford?
- Top 10 Attorneys and Law Firms Involved in Debt Collections
- 10 Things to Know About Wage Garnishments in California
- 10 Reasons Why Chapter 13 is Better than Debt Settlements When You Owe a Lot of Money
- Why You Should Use Chapter 13 to Consolidate Your Debts When You Have a Higher Income?
- 8 Chapter 13 Bankruptcy Pitfalls You Can Avoid
- 6 Sneaky Things Collection Agents Do in Lawsuits to Get You to Lose Without a Fight
- 10 Things You Must Know About Chapter 13 If You Do Not Qualify for Chapter 7
- 5 Ways Chapter 13 is Better than Debt Consolidation
- 45 Famous Celebrity Bankruptcies
- It seems Bankruptcy Attorney Lorene Lynn Mies has Retired Medically
- Attorney’s Fees in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy
- Bankruptcy Dismissed No Discharge
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Author Archives: David Nelson
Credit Repair
People constantly ask about credit repair, and instead of closing your ears and ignoring the problem, it’s something that you should look into beforehand. Before you’re about to buy a car or before you’re about to buy a house. Right … Continue reading
Posted in Credit Repair
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Top 10 Things You Must Know About Your Chapter 13 Case with Judge Johnson
Judge Johnson “Thus the best laid plans of mice and [attorneys] oft go astray.” Because Judge Wayne Johnson of the Riverside, CA Bankruptcy Court knows this, he does his best to keep us on our toes. Of course, that’s a … Continue reading
Posted in bankruptcy judges
Tagged bankruptcy judge johnson, bankruptcy judge wayne johnson, judge johnson guidelines, judge wayne johnson, riverside bankruptcy, riverside chapter 13, Riverside Chapter 13 bankruptcy, Top 10 Things You Must Know About Your Chapter 13 Case with Judge Johnson
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Government Austerity Programs and Budget Cuts are ALREADY Coming
Government Austerity Programs I telephoned the Riverside Superior Court this morning. The outgoing message stated that “because of budget cuts, an operator is no longer available.” That means that all of the people who used to have jobs answering phones … Continue reading
Posted in Uncategorized
Tagged austerity programs, budget cuts, federal budget cuts, Government Austerity Programs and Budget Cuts are ALREADY Coming, national budget
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How to Find Bankruptcy Attorney David Nelson’s Office
David L Nelson Attorney at Law 24630 Washington Ave 202 Murrieta, CA 92562 951-200-3613 Phone 858-452-4500 Fax I’ve been a bankruptcy lawyer since 1994 and I love getting you out of debt. View Larger Map
Posted in Uncategorized
Tagged Bankruptcy Attorney, bankruptcy attorney david nelson, bankruptcy lawyer, bankruptcy lawyer david nelson, How to Find Bankruptcy Attorney David Nelson's Office, temecula bankruptcy attorney, temecula bankruptcy lawyer
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There’s One Secret That Matters in Judgment Lien Avoidance
The One Secret That Matters Is Timing, and it’s a HUGE Benefit to creditors if you mess it up. The value of your house that matters is the value of the house on the day of the petition was filed.1 … Continue reading
Posted in judgment, judgment lien
Tagged bankruptcy judgment lien avoid, bankruptcy judgment lien strip, lam motion, lien avoidance motion, lien strip motion, motion to avoid judgment lien, motion to avoid lien, motion to strip judgment, motion to strip lien, There's One Secret That Matters in Judgment Lien Avoidance
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America’s Funniest Chapter 13 and I Wish It Were On Video!
Chapter 13 Hearing I was a brand new attorney and following the suggestion of a friend of mine, I attended some chapter 13 bankruptcy hearings in Downtown San Diego. Intent on gaining a greater understanding of the process I made … Continue reading
Posted in chapter 13, san diego, temecula
Tagged America's Funniest Chapter 13 and I Wish It Were On Video, menifee bankruptcy, temecula bankruptcy, temecula bankruptcy attorney, temecula bankruptcy lawyer, temecula chapter 13, temecula chapter 13 bankruptcy, winchester chapter 13
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Don’t Kiss Your Money Good-Bye!
File Bankruptcy Instead. Did you know that paying off $60,000 in credit cards at 20% interest in minimum payments will take decades and you’ll pay nearly $200,000 back in payments of nearly $2000 per month? Did you know that if … Continue reading
Posted in chapter 13, chapter 7, credit card payments
Tagged Don't Kiss Your Money Good-Bye!, menifee bankruptcy lawyer, temecula bankruptcy, temecula chapter 13, temecula chapter 7, winchester bankruptcy attorney
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A Chapter 13 You Can Afford?
Low Down Payment I can go as low as required by the case plus filing fee. I set the down payment on a case by case basis. If you’re under the gun and have to get filed and if you’re serious … Continue reading
Posted in affordable bankruptcy, chapter 13
Tagged A Chapter 13 You Can Afford, affordable chapter 13, chapter 13, chapter 13 bankruptcy, low down payment chapter 13, menifee chapter 13, murrieta chapter 13, temecula bankruptcy, temecula chapter 13, winchester chapter 13
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Top 10 Attorneys and Law Firms Involved in Debt Collections
I have noticed over the last 17 years that the following collection attorneys and law firms are the most likely to drive a lawsuit all the way to a wage garnishment, bank levy or abstract of judgment. You know these … Continue reading
Posted in collection agencies, Debt Consolidation
Tagged bleier & cox, hunt & henriques, legal recovery law offices, mandarich law group, midland funding, nelson & kennard, paris & paris, patenaude & felix, Top 10 Collection Attorneys and Law Firms, winn law group
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10 Things to Know About Wage Garnishments in California
1. It’s a Race Against the Clock From the moment your Human Resources Dept is served the wage garnishment, the service on them creates a lien on your paycheck. See Collect Access LLC v. Hernandez (In Re Hernandez), BAP Nos. … Continue reading
Posted in wage garnishment
Tagged 10 Things to Know About Wage Garnishments, bank levy, collect access v. hernandez, notice of stay, temecula bank levy, wage garnishment hemet, wage garnishment menifee, wage garnishment palm desert, wage garnishment temecula, wage garnishments
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10 Reasons Why Chapter 13 is Better than Debt Settlements When You Owe a Lot of Money
Chapter 13 vs Debt Settlements; a Re-Match What is a Debt Settlement? A Debt Settlement is a non-judicial process whereby you or your representative contact your creditors and ask them to take a settlement. What is a Chapter 13 Bankruptcy? … Continue reading
Posted in chapter 13, Debt Settlements
Tagged 10 Reasons Why Chapter 13 is Better than Debt Settlements, 401k loan, chapter 13 bankruptcy lawyer, chapter 13 temecula, debt settlement, temecula chapter 13, temecula chapter 13 bankruptcy attorney
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Why You Should Use Chapter 13 to Consolidate Your Debts When You Have a Higher Income?
What if you make a lot of money but have a lot of debt? Has a process server shown up at your door yet with a summons and complaint? When you have a higher income, this is a serious problem. … Continue reading
Posted in chapter 13
Tagged bankruptcy high income, chapter 13, chapter 13 bankruptcy, chapter 13 bankruptcy payment plan, chapter 13 high income, chapter 13 payment plan, temecula bankruptcy, temecula bankruptcy attorney, temecula chapter 13, temecula chapter 13 bankruptcy lawyer, Why You Should Use Chapter 13 to Consolidate Your Debts When You Have a Higher Income
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8 Chapter 13 Bankruptcy Pitfalls You Can Avoid
Chapter 13 is a Great Tool, Unless . . . There are pitfalls to avoid. Getting your case dismissed when you thought it was your last hope to save your house is a disaster. Yet, it happens much more often … Continue reading
Posted in chapter 13
Tagged 8 Chapter 13 Bankruptcy Pitfalls You Can Avoid, chapter 13, temecula bankruptcy attorney, temecula bankruptcy law, temecula bankruptcy lawyer, temecula chapter 13, temecula chapter 13 bankruptcy
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6 Sneaky Things Collection Agents Do in Lawsuits to Get You to Lose Without a Fight
Collection Agents Make Used Car Salesmen Seem Downright Honest So you’ve been sued by Capital One, Ford Motor, Midland Funding, Midland Credit Management, Cavalry Portfolio Service, Portfolio Recovery, Arrow Financial, Asset Acceptance, Cmre Financial, NCO Financial (insert your collection agent’s name … Continue reading
Posted in collection agencies, Uncategorized
Tagged 6 Sneaky Things Collection Agents Do in Lawsuits to Get You to Lose Without a Fight, arrow financial, asset acceptance, capital one, cavalry portfolio, cmre financial, collection agencies, collection agency, ford motor credit, midland credit management, midland funding, portfolio recovery
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10 Things You Must Know About Chapter 13 If You Do Not Qualify for Chapter 7
So, Attorney Gandalf has told you that “You Shall NOT Pass!” That’s what Gandalf in the Lord of the Rings told the Demon-Balrog as it attempted to cross a narrow bridge deep in the Mines of Moria. So now you’ve … Continue reading
Posted in chapter 13
Tagged 10 Things You Must Know About Chapter 13 If You Do Not Qualify for Chapter 7, chapter 13, chapter 13 bankruptcy, chapter 13 bankruptcy attorney, chapter 13 bankruptcy lawyer, chatper 13, temecula bankruptcy attorney, temecula bankruptcy lawyer, temecula chapter 13
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5 Ways Chapter 13 is Better than Debt Consolidation
First Way Protection of the Automatic Stay when filing your Chapter 13 Bankruptcy is a much better solution than signing up for a traditional debt consolidation. The Automatic Stay is a Temporary Restraining Order prohibiting Collections! The order comes from … Continue reading
Posted in chapter 13, Uncategorized
Tagged 5 ways chapter 13 is better than debt consolidation, debt consolidation, temecula bankruptcy, temecula bankruptcy attorney, temecula bankruptcy lawyer, temecula chapter 13, temecula chapter 13 attorney, temecula debt consolidation
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45 Famous Celebrity Bankruptcies
45 Celebrities and Entrepreneurs who Filed Bankruptcy For many people, filing a Bankruptcy is the last thing they ever wanted to do. In fact, they probably never imagined that they would have ended up needing to file a Bankruptcy.They had always … Continue reading
Posted in Uncategorized
Tagged 45 famous celebrity bankruptcies, celebrity bankruptcies, celebrity bankruptcy, famous bankruptcy, temecula bankruptcy, temecula bankruptcy attorney, temecula bankruptcy lawyer
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It seems Bankruptcy Attorney Lorene Lynn Mies has Retired Medically
The Bankruptcy Minute A fine attorney and a nice person, Lorene Lynn Mies of the Bankruptcy Minute, has apparently medically retired. She was one of Murrieta’s finest bankruptcy attorneys and I hope she’ll be well and back to her old … Continue reading
Posted in Uncategorized
Tagged Attorney Lorene Mies, carey pickford, lorene lynn mies, lorene mies, lorene mies bankruptcy minute, murrieta bankruptcy attorney, the bankruptcy minute
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Attorney’s Fees in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy
Chapter 7 Chapter 7 is a short procedure. Also called a straight bankruptcy, it lasts about 4 months. You pay for it in advance to your attorney via cash, check or money order. I no longer take checks. I’ve learned something: Every … Continue reading
Posted in affordable bankruptcy, attorney's fees
Tagged attorney's fees bankruptcy, bankruptcy attorney's fees, chapter 13 attorney's fees, chapter 7 attorney's fees, lake elsinore bankruptcy, menifee bankruptcy, murrieta bankruptcy attorney, temecula bankruptcy
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Bankruptcy Dismissed No Discharge
Case Dismissed without Discharge? Now what? You’ve done your whole case and do not have a chapter 7 Discharge because your attorney forgot to tell you that you are required to do a Debtor Education Course. The Debtor Education Course … Continue reading
Posted in Uncategorized
Tagged attorney david nelson, lawyer david nelson, murrieta bankruptcy dismissed, murrieta bankruptcy dismissed no dishcarge, murrieta case dismissed, temecula bankruptcy case dismissed, temecula bankruptcy dismissed, temecula bankruptcy dismissed no discharge
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Bankruptcy and Income Taxes and Tax Liens
The California Board of Equalization and California Franchise Tax Board are a bunch of rats clamoring over a cadaver with very little meat left on it’s bones. If you ever make an offer to compromise a debt, never have the … Continue reading
Posted in Income Taxes, Sales Taxes
Tagged attorney david nelson, attorney tony mankus, bankruptcy discharge taxes, bankruptcy federal income taxes, bankruptcy federal tax lien, bankruptcy income taxes, bankruptcy sales taxes, bankruptcy tax lien, bankruptcy tax three year rule, bankruptcy taxes 3 year rule, chapter 13 bankruptcy, chapter 7 bankruptcy, murrieta bankruptcy, murrieta bankruptcy attorney, tax lien murrieta, tax lien temecula, temecula bankruptcy, temecula bankruptcy attorney
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Temecula Chapter 13 Bankruptcy
In Murrieta and Temecula a chapter 13 bankruptcy is a fantastic financial tool for restructuring your debt and making life easier and finances manageable. You could potentially reduce your monthly payments by several hundred or more than a thousand dollars. Particularly … Continue reading
Posted in chapter 13
Tagged temecula bankruptcy, temecula chapter 13, temecula chapter 13 bankruptcy, temecula debt consolidation
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Debt Consolidation Loans
In Murrieta and Temecula there are great places to obtain debt consolidation loans. In many cases a debt consolidation loan is a fantastic financial tool for restructuring your debt and making life easier and finances manageable. Particularly when your debts … Continue reading
Posted in chapter 13, chapter 7, Debt Consolidation Loans
Tagged debt consolidation loans, murrieta bankruptcy, murrieta chapter 13, murrieta chapter 7, murrieta debt consolidation loan, temecula bankruptcy, temecula chapter 13, temecula chapter 7, temecula debt consolidation loan
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Debt Consolidation
Non-Profit Debt Consolidation There are tons of non-profit debt consolidators in the Murrieta and Temecula areas. In general what they do is, set you up with a debt consolidation plan. One place put it this way, “You will be able … Continue reading
Posted in chapter 13, chapter 7, Debt Consolidation
Tagged murrieta bankruptcy, murrieta chapter 13 bankruptcy, murrieta chapter 7 bankruptcy, murrieta debt consolidation, temecula bankruptcy, temecula chapter 13 bankruptcy, temecula chapter 7 bankruptcy, temecula debt consolidation
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San Bernardino Bankruptcy
Is a Riverside Bankruptcy looming on the horizon for Riverside? In the wake of Stockton’s Bankruptcy Chapter 9 and the San Bernardino Bankruptcy filed just this morning, also a chapter 9, who’s next? You Can’t Squeeze Blood From a Turnip. … Continue reading
Posted in Uncategorized
Tagged fight city hall, general contractor, independent contractor, riverside bankruptcy, riverside bankruptcy attorney, san bernardino bankruptcy, san bernardino bankruptcy attorney, sub-contractor, you can't squeeze blood from a turnip
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City and County Bankruptcies popping up like popcorn
First Stockton filed bankruptcy, then San Bernardino’s Bankruptcy followed now Compton, (not much of a shock), and rumors that Los Angeles’ Bankruptcy is on the horizon. Murrieta and Temecula appear to have avoided the bankruptcy bullet for now. Small towns … Continue reading
Posted in city bankruptcy
Tagged compton bankruptcy, los angeles bankruptcy, murrieta bankruptcy, san bernardino bankruptcy, stockton bankruptcy, temecula bankruptcy
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Foreclosures in California
Only Los Angeles County has more foreclosures scheduled than Riverside County in California. And it’s more than twice as many. But Riverside is ahead of every other county by at least 1000.
Posted in foreclosure
Tagged california foreclosure, los angeles county foreclosure, riverside county foreclosure, riverside foreclosure
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Pre-Bankruptcy Counseling
I just recently came across a new one, or at least new to me. DebtorEdU.com I like this one so far because of the price: $9.95 per household. For both the Pre-Filing Bankruptcy Credit Counseling and for the Post-Filing Debtor … Continue reading
Posted in Credit Counseling, Debtor Education
Tagged credit counseling certificate, Debtor Education, debtor education certificate, Debtor Education Course, financial management course, financial management course certificate, Post Filing Debtor Education, pre-bankruptcy counseling, pre-bankruptcy credit counseling, pre-filing bankruptcy counseling, prebankruptcy counseling
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I just watched a bankrupt debtor in a bankruptcy 341a creditors meeting get punked by his own Facebook post. He put on Facebook that he had to get “his boat” ready for a party with 12 people. When his Facebook … Continue reading
Fair Debt Collection Practices Act ~ FDCPA
Can a creditor call you once you refuse in writing to pay? You’ve written to the collection agent and told him not to call you anymore, what can you do if they call you anyway? What if a creditor threatens … Continue reading
Posted in Fair Debt Collection Practices Act, FDCPA
Tagged cease and desist, cease communication, ceasing communication, co, collection phone calls, creditor abuse, creditor collection of location information, creditor communication, creditor harassment, creditor phone calls, Fair Debt collection, Fair Debt collection practices, Fair Debt Collection Practices Act, false representation, FDCPA, misleading representations, refuses to pay, threatening criminal prosecution, unfair practices
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