Pre-Bankruptcy Credit Counseling
Before you can file your case, you must submit yourself to credit counseling. It’s called Pre-Bankruptcy Credit Counseling or Pre-Filing Credit Counseling.
Most people do it online. I’ve seen companies that charge $75 per couple or $50 per person and then recently I saw these two. They’re my current favorites.
IF YOU MUST FILE RIGHT NOW! Use this one!
For only $25 per case AccessCounseling.com where your advantage is that you can get someone on the phone or chat if you need to. The turn around is quick and reliable. My law firm code is 35789234.
For only $16 per case Urgent Credit Counseling which is also reliable and quick. This outfit doesn’t use law firm codes but instead wants you to enter my email AttorneyDavidNelson@gmail.com and my fax 858 228 9763.
This one is only $5 but I haven’t had a client who used them yet.
Pre-Filing Bankruptcy Credit Counseling for $5 or possibly as low as $0.
ONLY If you have some extra time before your case is filed, use this one.